Friday, December 21, 2007

7 Ways To Protect And Improve Your Credit Rating

Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. If your credit score is high enough, you?ll have no problem qualifying for a lender?s best rates and terms on auto financing, home loans and small business loans. The following are a few tips about how you can protect and improve your credit rating.
1 - Order Your Credit Report.
Your credit score is based on your credit report, so you should begin by ordering your reports and reviewing each one for accuracy. You can get your reports from a service such as MyFico.com, or order from Equifax, Experian and Trans Union separately online or by phone. View the rest of this article


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