Recovering From Identity Theft? 4 steps To take if A victim of identity theft?

For charges and debits on existing accounts, ask the
representative to send you the company's fraud dispute forms. If
the company doesn't have special forms, use the sample letter to
dispute the fraudulent charges or debits. In either case, write to
the company at the address given for "billing inquiries," NOT the
address for sending your payments.
* For new unauthorized accounts, you can either file a dispute
directly with the company or file a report with the police and
provide a copy, called an “Identity Theft Report,” to the company.
If you want to file a dispute directly with the company, and do
not want to file a report with the police, ask if the company
accepts the FTC’s ID Theft Affidavit (PDF, 56 KB). If it does not,View the rest of this article